Pengaruh Efektivitas Dana Pihak Ketiga, Resiko Pembiayaan, Rasio Efisiensi, dan Kecukupan Modal Terhadap Profit Distribution Management Bank Umum Syariah di Indonesia Periode (2017-2020)
DOI:
https://doi.org/10.32332/muamalah.v2i2.7500Keywords:
Effectiveness of Third Party Funds, Financing Risk, Profit Distribution , Capital AdequacyAbstract
This research is a quantitative study with a correlational approach, focusing on Islamic commercial banks in Indonesia registered with the Financial Services Authority (OJK). The sampling method used was purposive sampling, selecting 11 Islamic commercial banks in Indonesia as the sample. The study employs secondary data obtained from quarterly financial reports covering the period from the first quarter of 2017 to the third quarter of 2020. Data analysis is conducted using panel data regression with EViews 10 software. The findings reveal that capital adequacy, the effectiveness of third-party funds, financing risk, and efficiency ratios collectively influence the profit distribution management of Islamic commercial banks in Indonesia for the 2017-2020 period. Specifically, capital adequacy and efficiency ratios have a positive effect on profit distribution management, while the effectiveness of third-party funds and financing risk have a negative effect. The coefficient of determination test shows that these variables collectively explain 99.9% of the variation in profit distribution management.
Downloads
References
Riyan Pradesyah, Analisis Pengaruh Non Performing Loan, Dana Pihak Ketiga, Terhadap Pembiayaan Akad Mudharabah di Bank Syariah.
Ade Julia Sari, Riyan Pradesyah, (2023). Pengaruh Literasi Keuangan Syariah dan Kepercayaan Terhadap Minat Masyarakat Bandar Parkland, Klang Selangor Malaysia Melakukan Transaksi di Bank Islam, Jurnal Ilmiah Magister Manajemen: Vol. 6 No. 1.
Selamat Pohan, Peranan Penggunaan Agunan Di Bank Islam Hubungannya Dengan Sistem Operasional Perbankan Syariah Di Medan, Intiqad: Vol.8 No.2.
Muhammad Teddy Nasution, Salman Nasution, (2022). Pengaruh Talent Management Terhadap Employee Retention Pada Bank BTN Kantor Cabang Syariah Medan, Jurnal Manajemen Akuntasi (JUMSI): Vol.2 No.4.
Downloads
Published
Issue
Section
License
Copyright (c) 2023 Mela Carisa
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
All articles in the Mu'amalah: Jurnal Hukum Ekonomi Syariah can be disseminated on condition that they still include the identity of the article and the source (Mu'amalah). The publisher is not responsible for the contents of the article. The content of the article is the sole responsibility of the author.
Authors who publish this subject agree to the following terms:
First, the Authors retain copyright and grant the journal rights from the first publication with the work simultaneously licensed under a Creative Commons Attribution-ShareAlike 4.0 International License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
Secondly, the authors can enter into a separate or an acknowledgement of its initial (e.g., post-institutional repository or publish it in a book) publication in this journal.
Third, the authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) before publishing work is cited.
