BANK INTEREST HALAL: DISTINCTION INTERPRETATION OF CONTEMPORARY ULAMA THOUGHT UMER CAPHRA AND MUHAMMAD SAYYID THANTHAWI
DOI:
https://doi.org/10.32332/finansia.v5i02.5393Keywords:
Bank Interest, Islamic Economics, BankingAbstract
Life is controlled by two great forces, namely economy, and religion. All things based on Sharia law are clearly about halal and haram. Bank interest is something that is no longer common among the public, with the law and practice still being debated by some scholars. Therefore, this study aims to answer public confusion about the law of halal interest according to Umer Caphra and Muhammad Sayyid Thanthawi and the reasons for making legal decisions regarding bank interest. The research is in the form of a qualitative method with a literature study using several references from books and journals in concluding the views of the two figures. The primary data used is from the book Prohibition of Interest: Does it make sense? The work of Umer Chapra. While secondary data comes from various books and journals related to bank interest. The results of this study indicate that the two scholars have different opinions regarding bank interest. Umer Chapra argues that the practice of bank interest is prohibited in Islam because usury interest can harm the poor. Meanwhile, Muhammad Sayyid Thanthawi argues that bank interest is not part of usury because bank interest is not part of faith and worship.
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———. Mu ‘Âmalah Al-Bunûk Wa Ahkamuha Al-Syar ‘Iyyah. Mishr: Dâr Al-Nahdhah, 1997.
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Arifuddin, Sri Wahyuni. Pemikiran Abdullah Saeed Dan Relevansinya Dengan Sistem Bunga Bank Pada Perbankan Di Indonesia. Surabaya: IAIN Parepare, 2021.
Asbiantari, Dara Resmi., Hutagaol, Manuntun Parulian., Dan Asmara, Alla. “Pengaruh Ekspor Terhadap Pertumbuhan Ekonomi Indonesia (Effect Of Export On Indonesian’s Economic Growth).” Jurnal Ekonomi Dan Kebijakan Pembangunan, Vol. 5, No. 2, 2016.
Chapra, Muhammad Umer. Towards A Just Monetary System. JKAU: Islamic Econ, 1990.
Fahmi, Irham. Analisis Investasi Dalam Prespektif Ekonomi Dan Politik. Bandung: PT Refika Aditama, 2006.
Fauzi, Ahmad. Pemikiran M. Umer Chapra Tentang Instrumen Kebijakan Moneter Dan Peluang Implementasinya Di Indonesia. Jakarta: UIN Syarif Hidayatullah, 2010.
Has, Hasdin. “Sayyid Muhammad Thanthawi Dan Peranannya Dalam Tafsir Alqur'abn (Telaah Metodologi Kitab: Tafsir Al-Wasīth).” Shautut Tarbiyah, Vol. 16, No. 2, 2010.
Ilhami, Nurul Rafiqah. Status Bunga Bank Konvensional Perspektif Muhammad Sayyid Al-Thanthawi. Riau: Universitas Islam Negeri Sultan Syarif Kasim, 2017.
Jaelani, Abdul Qadir. “Bunga Bank Dalam Perspektif Sosio-Ekonomi Dan Ushul Fiqh (Studi Atas Pemikiran M. Umer Chapra).” ASAS: Jurnal Hukum Ekonomi Syariah, Vol 4, No. 2, 2012.
Kasdi, Abdurrahman. “Analisis Bunga Bank Dalam Pandangan Fiqih.” IQTISHADIA, Vol. 6, No. 2, 2016.
Lazuardi, Muhammad Naufal., And Santosa, Purbayu Budi. “Comparative Analysis Of The Thoughts Of M. Umer Chapra And M. Abdul Mannan About The Concept Of Riba And Banking.” Ad-Deenar: Jurnal Ekonomi Dan Bisnis Islam, Vol. 4, No. 2, 2020.
Lesmana, Meichio., Rosmitha, Siti Nurma, Dan Bimantara, Andika Rendra. “Analisis Penerapan Etika Jual Beli Islami Dalam Meminimalisir Distorsi Pasar Pada Pasar Tradisional.” Islamic Economica Journal, Vol. 6, No. 2, 2020.
Mas’ ud, Muhammad Fuad. Analisis Konsep ’Urf Tijari Menurut Muhammad Sayyid Thanthawi Sebagai Instrumen Legal-Formal Bunga Bank. Bandung: UIN Sunan Gunung Djati Bandung, 2020.
Monoarfa, Afrian., Murni, Sri., Dan Untu, N. Victoria. “Faktor-Faktor Yang Mempengaruhi Roa Studi Kasus Pada Bank Umum Syariah Yang Terdaftar Di BEI Periode 2014-2019.” Jurnal EMBA: Jurnal Riset Ekonomi, Manajemen, Bisnis Dan Akuntansi, Vol. 8, No. 3, 2020.
Mulyadi, Dedi. “Pemikiran Ekonomi Islam Umer Chapra (Studi Analisi Terhadap Sistem Ekonomi Kapitalisme, Sosialisme, Dan Negara Sejahtera).” ADLIYA: Jurnal Hukum Dan Kemanusiaan, Vol. 10, No. 2, 2019.
Nurhadi. “Bunga Bank Antara Halal Dan Haram.” Nur El-Islam, Vol. 4, No. 2, 2017.
Rahayu, Annisa Eka. “Perbandingan Konsep Riba Dan Bunga Bank Menurut Yusuf Qaradhawi Dan Muhammad Sayyid Thantawi Serta Implikasinya Terhadap Perbankan Syariah.” Jurnal Ilmiah Ekonomi Islam, Vol. 7, No. 2, 2021.
Rahmawaty, Anita. “Riba Dan Bunga Dalam Hukum Kontrak Syariah.” Jurnal Hukum Islam IAIN Pekalongan, Vol. 14, No. 2, 2010.
Rouf, Adbul. Bunga Bank Halal. Depok: Keira Publishing, 2019.
Syarifuddin, Amir. Ushul Fiqh Jilid 2. Jombang: Kencana Prenada Media Group, 2011.
Syirfana, Ramdaniar Eka., Nurhasanah, Neneng., Dan Ibrahim, Mohamad Andri. “Analisis Fikih Muamalah Terhadap Pemikiran M. Dawam Rahardjo Mengenai Bunga Bank.” Jurnal Riset Ekonomi Syariah, Vol. 1, No. 1, 2021.
Tarmizi, Erwandi. Harta Haram Muamalat Kontemporer (HHMK). Bogor: PT. Berkat Mulia, 2017.
Thanthawi, Muhammad Sayyid. Bunga Bank Halal?. Depok: Keira Publishing, 2019.
———. Baina Al-Tafsir Wa Al-Ifta. Kairo: Majalah Al-Azhar, 2001.
———. Mu ‘Âmalah Al-Bunûk Wa Ahkamuha Al-Syar ‘Iyyah. Mishr: Dâr Al-Nahdhah, 1997.
Zaki Su’aidi, Mohammad. “Pemikiran M. Umer Chapra Tentang Masa Depan Ekonomi Islam.” Ishraqi , Vol. 10, No. 1. 2012.
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2022-09-20
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