Application of Moderation Value on Legal Attitudes to Transact with Conventional Banks
DOI:
https://doi.org/10.32332/istinbath.v21i01.9661Keywords:
Implementation, Moderation Value, Conventional Bank, Legal AttitudeAbstract
This article aims to analyse the legal attitude of the community towards conventional bank interest and the application of this legal attitude in society. Islam forbids all forms of transaction applications of buying and selling or lending with usury systems. However, the mechanisms and systems of modern banking transactions are not yet known comprehensively in Islam and give rise to differences of opinion among Muslims. This difference of opinion is inseparable from their paradigm of thinking, namely textual and contextual ways of thinking. This case can be categorised as a matter of ijtihâdiyyah khilâfiyyah. This difference of opinion is very likely to occur because the rules of muamalah matters are actually allowed in sharia and become haram (forbidden) until there is evidence that prohibits it. Problems arise when the understanding that is believed to be related to sharia economic law, so that it feels that its understanding is the absolutely correct understanding, and then considers it a mistake if there are other people's opinions differ from it. The emergence of intolerant polemics like this can spark the fire of discord and cause distorted perceptions in the community related to religious harmony. Using a sociological approach, this article analyses the legal attitude towards conventional banks and its application in social life. The results of the study show that moderation is needed in viewing differences in legal attitudes related to bank interest so as to present a tolerant dogmatism of society and be able to avoid divisions due to intolerant attitudes.
References
Abdusshamad, Saifullah, ‘Pandangan Islam Terhadap Riba’, Al-Iqtishadiyah: Ekonomi Syariah Dan Hukum Ekonomi Syariah, 1.1 (2014), pp. 70–86
Adinugraha, Hendri Hermawan, and Mila Sartika, PERBANKAN SYARIAH: Fenomena Terkini Dan Praktiknya Di Indonesia (Penerbit NEM, 2020)
Darmawi, Herman, Manajemen Perbankan (Bumi Aksara, 2011)
Hanafi, Imam, ‘Eksklusivisme, Inklusivisme, Dan Pluralisme: Membaca Pola Keberagamaan Umat Beriman’, Al-Fikra: Jurnal Ilmiah Keislaman, 10.2 (2017), pp. 388–409
Hasyim, Muhammad Syarif, ‘Bunga Bank: Antara Paradigma Tekstual Dan Kontekstual’, HUNAFA: Jurnal Studia Islamika, 5.1 (2008), pp. 45–58
Indonesia, Ikatan Bankir, Mengelola Bank Komersial (Gramedia Pustaka Utama, 2014)
Islamy, Athoillah, ‘Moderasi Beragama Dalam Ideologi Pancasila’, POROS ONIM: Jurnal Sosial Keagamaan, 3.1 (2022), pp. 18–30
Jannah, Qory Fasdatul, ‘IMPLEMENTASI NILAI MODERASI BERAGAMA DALAM AL-QUR’AN TERHADAP KEGIATAN MUAMALAH’, Jurnal Pendidikan, Kebudayaan Dan Keislaman, 1.1 (2022), pp. 39–46
Karimuddin, Karimuddin, Muhammad Haeqal, Rahmad Efendi, Marhadi Marhadi, and Ahmad Rezy Meidina, ‘Bank Interest in the Contemporary Era: Problem of Ad’afan Muda’afah Interpretation in Determining Law of Usury’, MILRev: Metro Islamic Law Review, 3.1 (2024), pp. 43–65
Kasdi, Abdurrahman, ‘Analisis Bunga Bank Dalam Pandangan Fiqih’, Iqtishadia, 6.2 (2016), pp. 319–42
Khoiruddin, M Arif, ‘Pendekatan Sosiologi Dalam Studi Islam’, Tribakti: Jurnal Pemikiran Keislaman, 25.2 (2014), pp. 348–61
Mahyudi, Dedi, ‘Pendekatan Antropologi Dan Sosiologi Dalam Studi Islam’, Ihya Al-Arabiyah: Jurnal Pendidikan Bahasa Dan Sastra Arab, 9.2 (2023), pp. 114–40
Muhammedi, Muhammedi, ‘Pemikiran Sosial Dan Keislaman Nurcholish Madjid (Cak Nur)’, Jurnal Tarbiyah, 24.2 (2017)
Permatasari, Annisa, ‘Elasticity Of Islamic Law In Social Dynamics (Analysis Of E-Comerce A Fiqh Perspective)’, MILRev: Metro Islamic Law Review, 1.1 (2022), pp. 34–53
Priyono, Eko, ‘PERAN AGEN MODERASI BERAGAMA DALAM UPAYA PENINGKATAN KERUKUNAN UMAT BERAGAMA’, JURNAL ILMIAH GEMA PERENCANA, 2.2 (2023)
Romdhoni, Abdul Haris, Muhammad Tho’in, and Agung Wahyudi, ‘Sistem Ekonomi Perbankan Berlandaskan Bunga (Analisis Perdebatan Bunga Bank Termasuk Riba Atau Tidak)’, Jurnal Akuntansi Dan Pajak, 13.01 (2012)
Saeed, Abdullah, ‘Bank Islam Dan Bunga, Studi Kritis Dan Interpretasi Kontemporer Tentang Riba Dan Bunga, Terj’, Muhammad Ufuqul Mubin, et. Al, Cet. I, Yogyakarta: Pustaka Pelajar, 2003
Sarwat, Ahmad, Hukum Bermuamalah Dengan Bank Konvensional (Lentera Islam, 2019), CLXXX
Suradi, Suradi, Rani Mariana, and Mohamad Anton Athoillah, ‘Pandangan Hukum Islam Tentang Status Hukum Bunga Bank (RIBA)’, Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah, 6.3 (2024), pp. 1498–1513
Ulum, Miftahul, ‘FIQH MUAMALAH TENTANG BUNGA BANK’
Waluya, Atep Hendang, ‘Pandangan Fukaha Kontemporer Tentang Hukum Bermuamalah Dengan Bank Syariah’, Misykat Al-Anwar Jurnal Kajian Islam Dan Masyarakat, 6.2 (2023), pp. 191–208
Downloads
Published
Issue
Section
License
![Creative Commons License](http://i.creativecommons.org/l/by-sa/4.0/88x31.png)
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.