Understanding the Legal and Religious Perspectives on Cryptocurrency Transactions: A Study of DSN - MUI Fatwa and Indonesian Currency Regulation
Analysis of Cryptocurrency Evaluation Transactions Perspective of DSN-MUI Fatwa and Law No. 7 of 2011
DOI:
https://doi.org/10.32332/istinbath.v20i01.5688Keywords:
Evaluation; Cryptocurrencies; MUI fatwa; Law No. 7 Year 2011Abstract
A growing economy creates cryptocurrency virtual money residing in cyberspace. Cryptocurrency Is an online payment tool that uses an open source peer-to-peer payment network. There are many problems faced by users, where Cryptocurrencies are said to include money or a commodity. This phenomenon really makes users feel uncomfortable, feel at a loss, therefore the government must immediately provide an evaluation of the use of Cryptocurrency as a means of obtaining transactions. more attention, especially from the government so that the community gets their rights and obligations in muamalah. This paper aims to discuss how to use Cryptocurrency transactions from the Perspective of the DSN-MUI Fatwa and Law No. 7 of 2011. This research is classified as normative research, using a statutory approach and a conceptual approach. The results of the discussion show that Cryptocurrency is linked in the DSN MUI fatwa No.28/DSN-MUI/III/2002 regarding al-sharf that in the provisions of the fatwa the conditions for exchanging Cryptocurrency digital money are prohibited because of the element of speculation. In Article 2 paragraph (1) of Law Number 7 of 2011 concerning Cryptocurrency, it does not meet the requirements as a type of currency in Indonesia. Judging from the six criteria of money, Cryptocurrency only meets the criteria of portability and visibility.
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Ausop Asep Zaenal & Aulia Elsa Silvia Nur, The Perspective Of Islamic Syariat On Cryptocurrency Technology Of Bitcoin For Investment And Business Transactions, Jurnal Sosioteknologi , Vol. 17, No 1, April (2018). 78. https://media.neliti.com/media/publications/238411-teknologi-cryptocurrency-bitcoin-dalam-t-300a7542.pdf
Ayat 1 dan 2 Pasal 2 Undang-Undang Nomor 7 Tahun 2011 tentang Mata Uang
Brahmi Made Santrupti, Nyoman Darmadha, Legalitas Bitcoin Sebagai Alat Pembayaran Di Indonesia, Fakultas Hukum Universitas Udayana, Kertha Semaya, Vol. 6 No. 12 Tahun. 2018. https://ojs.unud.ac.id/index.php/kerthasemaya/article/view/44085
Damar P Dimas Aditya, Analisis Legalitas Bitcoin Sebagai Virtual Currency Dalam Perspektif Hukum Positif Dan Hukum Islam, Program Studi Ilmu Hukum Fakultas Hukum Universitas Muhammadiyah Surakarta (2021). http://eprints.ums.ac.id/89161/3/Naspub%20revisi%20sidang.pdf
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Dwicaksana Haruli, Akibat Hukum Yang Ditimbulkan Mengenai Cryptocurrency Sebagai Alat Pembayaran Di Indonesia, Jurnal Privat Law Vol. VIII No. 2 Juli-Desember, ( 2020). 187.
Fakhrina. H Ainuz Zulfa, Telaah Terhadap Konsep Al-Maisir Dalam Praktek Bermuamalah, Skripsi, Muamalat Fakultas Syari’ah Dan Hukum Universitas Islam Negeri Sunan Kalijaga Yogyakarta 2018. http://digilib.uinsuka.ac.id/id/eprint/34294/1/11380045_BAB%201_BAB_TERAKHIR_DAFTAR%20PUSTAKA.PDF.pdf
Farihah Liza, Femi Angraini, Precautionary Principle And Potential Damage In A Case Of State Administrative Decision Related To Environment, Jurnal Yudisial Vol. 5 No. 3 Desember, (2012). 243.
Jonaedi Efendi, dan Ibrahim Johnny, Metode Penelitian Hukum Normatif Dan Empiris (Jakarta: Kencana, 2018)
Kusuma Jati Faradila, Akhyar Adnan Muhammad, Evaluasi Kebutuhan Pernyataan Standar Akuntansi Keuangan (PSAK) Untuk Industri Gadai Syariah, Reviu Akuntansi dan Bisnis Indonesia, Vol. 2 No. 1, Juli (2018). 79. http://journal.umy.ac.id/index.php/rab
Lembaran Negara Republik Indonesia, Peraturan Bank Indonesia Nomor: 11/12/Pbi/2009 Tentang Uang Elektronik (Electronic Money) Dengan Rahmat Tuhan Yang Maha Esa, Gubernur Bank Indonesia Jakarta 13 April 2009. Https://Peraturan.Bpk.Go.Id/Home/Details/135361/Peraturan-Bi-No-1112pbi2009-Tahun-2009
Marzuki Peter Mahmud, Penelitian Hukum, (Jakarta: Kencana Prenada Media Group, 2011)
Nurbaiti Siti, Clara, “Kedudukan Hukum Bitcoin sebagai Mata Uang Virtual Di Indonesia Berdasarkan Undang-Undang Nomor 7 Tahun 2011 Tentang Mata Uang”, Jurnal Hukum Adigama, Vol. 1, (2018).1-26.
Nurbaiti Siti, Clara, Kedudukan Hukum Bitcoin Sebagai Mata uang Virtual Di Indonesia Berdasarkan Undang-Undang Nomor 7 Tahum 2011 Tentang Mata Uang, Jurnal Hukum Adigama.
Prayogo R. Tony, Enerapan Asas Kepastian Hukum Dalam Peraturan Mahkamah Agung Nomor 1 Tahun 2011 Tentang Hak Uji Materiil Dan Dalam Peraturan Mahkamah Konstitusi Nomor 06/Pmk/2005 Tentang Pedoman Beracara Dalam Pengujian Undang-Undang (The Implementation Of Legal Certainty Principle In Supreme Court Regulation Number 1 Of 2011 On Material Review Rights And In Constitutional Court Regulation Number 06/Pmk/2005 On Guidelines For The Hearing In Judicial Review, Jurnal Legislasi Indonesia, Kuningan Jakarta Selatan, Vol. 13 N0. 02 – Juni, (2016). 193.
Ramli Ahmad, Cyber Law dan HAKI, Bandung PT; Refika Aditama, Cet ke- II 2006, cet ke-III (2010). 128.
Simser Jeffrey, Bitcoin and modern alchemy: in code we trust, Journal of Financial Crime, London Vol. 22, Iss. 2, (2015):156-169. DOI:10.1108/JFC-11-2013-0067. 156.
Tata Wijayanti, Asas Kepastian Hukum, Keadilan Dan Kemanfaatan Dalam Kaitannya Dengan Putusan Kepailitan Pengadilan Niaga, Jurnal Dinamika Hukum, Vol. 14 No. 2 Mei, (2014). 219.
The Ijtima' Ulama Material Team of the Indonesian Fatwa Commission Vii, Cryptocurrency Law (Virtual Currency), Secretariat of the Fatwa Commission of the Indonesian Ulema Council, Jakarta 4-6 Rabiul Akhir 1443 H / 9-11 November 2021 M.
Tim Materi Ijtima’ Ulama Komisi Fatwa Se-Indonesia Vii, Hukum Cryptocurrency (Mata Uang Virtual).
Triyanto Tiyo, Wawancara, Hiead Country Indonesia of BITX Company, (Jakarta, 2/09 2016).https://www.google.co.id/books/edition/I_COFFEES_2019/vXg6EAAAQBAJ?hl=id&gbpv=1&dq=Tiyo+Triyanto,+Wawancara,+Head+Country+Indonesia+of+BITX+Company,+(Jakarta,+2+September+2016)&pg=PA195&printsec=frontcover
Wong Willy, Bitcoin: A Practical Guide to Understanding, Mining and Getting Bitcoin, Indraprasta Media, Semarang June, 2014.
Yohandi Axel, Trihastuti Nanik, Hartono Darminto, Implikasi Yuridis Penggunaan Mata Uang Virtual Bitcoin Sebagai Alat Pembayaran Dalam Transaksi Komersial (Studi Komparasi Antara Indonesia-Singapura), Diponegoro Law Journal Volume 6, Nomor 2, Tahun 2017. http://www.ejournal-s1.undip.ac.id/index.php/dlr/
Zulfaa Nabila, Bentuk Maisir Dalam Transaksi Keuangan, Jurnal Hukum Ekonomi Islam, Vol. 2, No. 1, July (2018). 4. https://www.jhei.appheisi.or.id/index.php/jhei/article/download/52/34
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2023-07-01
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Understanding the Legal and Religious Perspectives on Cryptocurrency Transactions: A Study of DSN - MUI Fatwa and Indonesian Currency Regulation: Analysis of Cryptocurrency Evaluation Transactions Perspective of DSN-MUI Fatwa and Law No. 7 of 2011. (2023). Istinbath : Jurnal Hukum, 20(01), 38-53. https://doi.org/10.32332/istinbath.v20i01.5688
