“Financial Literacy, FinTech, and Contemporary Innovation in Islamic Economic Law: An Analysis of MSME Performance Sustainability in Indonesia and Malaysia”. MILRev: Metro Islamic Law Review 4, no. 2 (August 14, 2025): 976–1008. Accessed September 5, 2025. https://e-journal.metrouniv.ac.id/milrev/article/view/10164.