PROFITABILITY DETERMINANTS OF INDONESIAN ISLAMIC BANKS: FINANCING TO DEPOSIT RATIO AND GOVERNANCE. FINANSIA : Jurnal Akuntansi dan Perbankan Syariah, [S. l.], v. 7, n. 2, p. 135–150, 2024. DOI: 10.32332/finansia.v7i2.9516. Disponível em: https://e-journal.metrouniv.ac.id/FINANSIA/article/view/9516. Acesso em: 16 apr. 2025.